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Kisan Vikas Patra Yojana 2022
To save the future, saving by investing is a very big thing, the government keeps launching various schemes from time to time to promote the habit of saving towards the citizens of the country, in this way, the Kisan Vikas Patra by the Central Government The scheme has also been started. Kisan Vikas Patra Yojana 2022 has been started for those who do not want to risk on term investment. Today we will give you all the important information related to Kisan Vikas Patra Yojana 2022 , as well as we will tell you what is the Kisan Vikas Patra Yojana ? , Its objectives, the rate of interest and application procedure to be met under the scheme. Also, with the help of today’s article, all the important information will be given to you by sarkariyojnaa.com.
Post Office Kisan Vikas Patra Scheme 2022
Kisan Vikas Patra Yojana is a type of savings scheme in which the investment amount is doubled after the investment period. You can apply for Kisan Vikas Yojana at your bank or at the post office. In Kisan Vikas Patra Yojana 2022 , the investment period is 10 years and 4 months i.e. 124 months and after 124 months you are given double the money. Although the name of this scheme has been named Kisan Vikas Patra but it is not necessary that only farmers apply under this scheme, any Indian citizen can take benefit of it under Kisan Vikas Patra Yojana . KBP certificate to apply under Kisan Vikas Patra Yojana 2022 You have to buy, whose minimum investment is up to ₹ 1000, there is no upper limit for this investment, you can invest as much as you want under this scheme. Just Kisan Vikas Patra scheme under if you invested up to 50,000 would you give details of your PAN card.
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✅ PM Dhan Laxmi Yojana 2022 Online Apply
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✅ Pradhan Mantri Awas Yojana – Urban & Gramin
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✅ PM Ujjwala Yojana 2.0 Apply Online 2022 pmuy.gov.in
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✅ PM Kisan app download 2022 | PM Kisan Samman Nidhi | Status check
Post Office Kisan Vikas Patra Yojana Interest, Return and Withdrawal
The current rate of interest on Kisan Vikas Patra Yojana 2022 is 6.9% which is provided by doubling the investment amount after 124 months . Along with this, if an investor wants to withdraw prematurely from the Kisan Vikas Patra Yojana , then it has also been provided, but if the investor wants to exit the scheme or withdraw within 1 year of purchasing the certificate then in this situation I will not be given the interest rate and he will also have to pay a fine for it. But if the investor withdraws after 1 year of purchasing the Kisan Vikas Patra , then he will not have to pay penalty but will also get interest rate below 6.9%. Similarly if investor Kisan Vikas Patra Yojana 2022 If he withdraws after two and a half years, he will also get an interest rate of 6.9% and will not have to pay any kind of penalty.
Post Office Kisan Vikas Patra Yojana 2022 KVP Highlights |
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🔥 Scheme Name | Kisan Vikas Patra Yojana |
🔥 started | By the central government |
🔥 beneficiaries | Every citizen of India |
🔥 purpose | Encouraging the spirit of savings towards the countrymen and increasing the rate of investment in savings accounts. |
🔥 years | 2022 |
🔥 KVP maximum investment limit | No limits |
🔥 KVP minimum investment limit | At least ₹ 1000 |
🔥 Account maturity period | 10 years 4 months i.e. 124 months total |
🔥 Rate of interest on plan | 6.9% |
🔥 can be applied | By post office and bank |
Kisan Vikas Patra Yojana What is the minimum investment and maximum investment limit?
Under Kisan Vikas Patra Yojana 2022 , the minimum investment limit for the investor is fixed at ₹ 1000 but there is no maximum investment limit under this scheme, but if the investor invests ₹ 50,000 or more So he has to give the details of PAN card. Investment under Kisan Vikas Patra Yojana is not related to market risks i.e. it is a scheme in which the investor does not face any kind of risk.
What is the purpose of Kisan Vikas Patra Yojana?
The objective of starting the Kisan Vikas Patra Yojana is to inspire the spirit of investment in the people. Under this scheme, the amount of investment is doubled and returned to the investor, ie more and more people will be benefited from this benefit and under this scheme Will be more inclined to invest. Under the Kisan Vikas Patra Yojana 2022 , the investor invests for 124 months at which they are paid 6.9% interest rate i.e. the scheme will give higher returns to the investor and their financial condition will also improve if the plan maturity.
What are the benefits and features of Kisan Vikas Patra Yojana?
- ✅ The Kisan Vikas Patra Yojana is a scheme that does not mean market risk, under this scheme, the investor can double his investment amount.
- ✅ Kisan Vikas Patra Yojana 2022 investor under must invest at least 124 months or 10 years 4 months.
- ✅ The minimum investment under the Post Office Kisan Vikas Patra Yojana is ₹ 1000.
- ✅ There is no maximum investment limit under Kisan Vikas Patra Yojana , but if the investor invests ₹ 50,000 or more, then he has to give his PAN card information.
- ✅ Kisan Vikas Patra Yojana 2022 can through the post application investors either office or through your bank branch.
- ✅ The biggest feature of Kisan Vikas Patra scheme is that the scheme can be transferred from one post office to another post office or from one bank to another bank.
- ✅ KVP Form can be filled by investors through cash or check.
- ✅ Whenever the Kisan Vikas form is submitted by the applicant, he is provided with a Kisan Vikas Certificate , this certificate contains the information about the scheme’s maturity date, applicant details and maturity amount .
- ✅ . 6.9% interest rate is given on Kisan Vikas Patra Yojana .
- ✅ Although now under the Kisan Vikas Patra Yojana , withdrawals can be made by the investors anytime, but if the withdrawal is done within 1 year, then no interest rate will be paid on the scheme along with penalty from the investor. Similarly, if the applicant withdraws after 1 year, he will not be charged a penalty nor will the interest rate be paid and if the investor withdraws in two and a half years, he will not be fined and the interest rate will be 6.9%.
- ✅ Kisan Vikas Patra Yojana can also be used as a guarantee to get a loan.
So till now you have obtained information about the Kisan Vikas Patra Yojana, its purpose and its benefits, further we will take information about its eligibility and the process of applying.
Kisan Vikas Patra Yojana Eligibility / Eligibility For Kisan Vikas Patra Scheme
- ✅ Any person can apply under this scheme provided he is a citizen of India.
- ✅ Investor should be over 18 years of age.
- ✅ If the investor is a minor, then in this case investment can be made by his parents under the Kisan Vikas Patra Yojana.
- ✅ Hindu integrated families or NRIs or NRIs cannot apply under this scheme.
Kisan Vikas Patra Yojana 2022 Required Documents
- ✅ Aadhaar Card
- ✅ KVP Application Form
- ✅ PAN card
- ✅ Residence certificate
- ✅ Age certificate
- ✅ passport size photo
- ✅ Mobile number and some personal information.
How to apply in Kisan Vikas Patra Yojana?
If you want to apply under the Kisan Vikas Patra Yojana , then you can apply for it through two mediums, first offline and second there are two types in online , online and offline application also you can apply online or offline through post office You can apply offline through the branch in the bank where you have an account and can also apply online from the official website of the bank.
How to apply for Kisan Vikas Patra Yojana online?
To apply Kisan Vikas Patra Yojana online , follow the procedure given below.
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✅ PM Dhan Laxmi Yojana 2022 Online Apply
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✅ Pradhan Mantri Awas Yojana – Urban & Gramin
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✅ PM Ujjwala Yojana 2.0 Apply Online 2022 pmuy.gov.in
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✅ PM Kisan app download 2022 | PM Kisan Samman Nidhi | Status check
Kisan Vikas Patra Yojana Online Application Process Step By Step
- ✅ First of all, if you want to apply through the bank, then you will go to the official website of your bank or if you want to apply through the post office, then go to the official website of Indian Post.
- ✅ Knowing on the website, the home page of these websites will open in front of you.
- ✅ On the home page you will see many options in which you will see a link to the investment plan. Click on the link to the investment plan.
- ✅ As soon as you click on the link for the investment plan, a new page will open in front of you, where you will see the online link to apply for the Kisan Vikas Patra Yojana.
- ✅ As soon as you apply the Kisan Vikas Patra online that you click on the link, the KVP application form will open in front of you, where you will have to enter your complete information.
- ✅ After entering all the information you have to upload all the necessary related documents.
- ✅ After uploading all the documents, you will see the link after submitting the final. After clicking on this link, your online application for Kisan Vikas Patra Yojana 2022 will be successfully done.
How to apply for Kisan Vikas Patra Yojana offline?
If you want to apply offline under Kisan Vikas Patra Yojana , then it has also been provisioned that you can apply offline application from your bank or by going to the post office.
Kisan Vikas Patra Yojana Offline Application Process Step By Step
- ✅ First you have to go to your nearest post office or you can also go to the bank where you have an account.
- ✅After going to the branch, you will have to contact the branch officer and ask for KVP application form them .
- ✅After taking the KVP Application Form , you have to enter all the information asked in it carefully.
- ✅ After entering all the information you have to attach all the relevant documents with it.
- ✅ Now your application form is completed and you can submit it in your branch or post office.
- ✅After depositing, you will be asked for the amount of investment. If you invest below 50,000 , then you do not need to give a PAN card and if you invest above 50,000 , you will have to enter the details of the PAN card.
- ✅After entering all the information and submitting the application form to the branch, your application will be made under the Kisan Vikas Patra Yojana.
- ✅ After the application of Kisan Vikas Patra Yojana , you will be given a Kisan Vikas Certificate on which your date of maturity and information about the amount received on maturity will be recorded.
Note: – Friends, in this way you can apply under Kisan Vikas Patra Yojana through online and offline post office and bank.
How to transfer Kisan Vikas Patra?
There are some rules for transferring Kisan Vikas Patra . If you applied for the Kisan Vikas Patra Yojana through the post office, then you can transfer the scheme from one post office to another post office. Similarly if you have bank If you had applied under the Kisan Vikas Patra Yojana through the branch, then you can transfer it from one bank branch to another bank branch.
Kisan Vikas Patra Certificate
Kisan Vikas Patra is made available by the government through the post office. This certificate can be purchased through cash, cheque, pay order or demand draft. There are three types of Kisan Vikas Patra which are Single Holder Type Kisan Vikas Patra Certificate, Joint A Type Kisan Vikas Patra Certificate and Joint B Type Kisan Vikas Patra Certificate.
- Single Holder Type Kisan Vikas Patra Certificate: This certificate is provided by the government to an individual on behalf of a minor or not a girl child.
- Joint A Type Kisan Vikas Patra Certificate: This certificate is issued jointly to two adult individuals. This certificate is jointly payable to both the holders.
- Joint B Type Kisan Vikas Patra Certificate: This certificate is issued jointly to two adult individuals. It is payable to one of the joint account holders.
Kisan Vikas Patra Interest Rate
The maturity period under Kisan Vikas Patra is 10 years 4 months. In this time, the principal amount of Kisan Vikas Patra gets doubled. The interest rate of Kisan Vikas Patra will be 6.9% from January 1, 2021. Beneficiaries can withdraw money from this account before maturity under certain conditions. The minimum investment limit in this account is ₹1000. There is no investment maximum limit for Kisan Vikas Patra Account. Kisan Vikas Patra Certificate is sold by the Central Government in denominations of ₹ 1000, ₹ 5000, ₹ 10000 and ₹ 50000. This amount can be received after maturity from the post office.
This amount can be obtained from any post office. The beneficiary has to show his identity slip to the post office to receive the amount. But if the beneficiary does not have an identity slip, then he can redeem the amount only from the post office from where he has taken the Kisan Vikas Patra certificate.
Objective of Kisan Vikas Patra Yojana 2022
The main objective of this scheme is to encourage the spirit of savings among the citizens of the country. The investment amount will be doubled through this scheme. This will motivate more and more people to invest under this scheme and save. Under Kisan Vikas Patra Yojana 2022 , one has to apply for 124 months and 6.9% interest will be provided on the investment. The economic condition of the people will also be better through this scheme.
Kisan Vikas Patra Transfer
Kisan Vikas Patra can be transferred from one person to another only under the following conditions.
- In case of death of account holder
- In case of death of joint holder
- when ordered by the court
- on the pledge of the account to the directed officer
Rules for withdrawing Kisan Vikas Patra
Kisan Vikas Patra can be closed prematurely at any time. This decision will be taken only in certain circumstances. The status of withdrawing Kisan Vikas Patra is as follows.
- In case of death of any or all the account holders
- on court order
- 2 years 6 months after the date of submission
- by gazette officer
Who can have Kisan Vikas Patra Account?
- a child person
- Joint account holders (up to 3 persons)
- guardian on behalf of minor
- minor above 10 years of age
Kisan Vikas Patra Yojana 2022 Account Transfer Process Step By Step
- ✅ First of all, you have to go from where you applied for your Kisan Vikas Patra Yojana (post office or bank branch) and you have to ask for the Kisan Vikas Patra transfer form.
- ✅ KVP transfer form will be given to you by the officer .
- ✅ Now you have to enter the information of any post office or any bank branch in which you want to transfer your Kisan Vikas Yojana account.
- ✅ You have to attach all related documents such as identity card, residence certificate, original KVP certificate and KVP application form which will be available with you.
- ✅ After entering all the information , you will submit the KVP Account transfer form to the bank branch and your KVP Vikash Patra Scheme will be transferred to your branch or post office.
-
✅ PM Dhan Laxmi Yojana 2022 Online Apply
-
✅ Pradhan Mantri Awas Yojana – Urban & Gramin
-
✅ PM Ujjwala Yojana 2.0 Apply Online 2022 pmuy.gov.in
-
✅ PM Kisan app download 2022 | PM Kisan Samman Nidhi | Status check
FAQ Kisan Vikas Patra Yojana 2022
Q 1. What is Kisan Vikas Patra Yojana?
The Kisan Vikas Patra Yojana is a scheme launched by the central government away from market risks that encourages investors to invest. Under this scheme, the investors get double the amount of investment, which is the biggest of the Kisan Vikas Patra Yojana Is a specialty.
Q 2. What is the interest rate on Kisan Vikas Patra Yojana?
Interest rate of up to 6.9 percent on Kisan Vikas Patra Yojana is given by the post office or bank.
Q 3. What is the maturity period of Kisan Vikas Patra Yojana?
The maturity period of Kisan Vikas Patra Yojana is 10 years 4 months i.e. 124 months in total. If you leave your investment amount for this time, then you get double your amount.
Q 4. Can only farmers invest under Kisan Vikas Patra Yojana?
“No it is not” Any Indian citizen can invest under Kisan Vikas Patra Yojana. Post Office Kisan Scheme,, Post Office Kisan Scheme
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Q 5. What is the right time to withdraw in Kisan Vikas Patra Yojana?
Although the best period of withdrawal in Kisan Vikas Patra Yojana is maturity because on this period you get 2 times the amount of your investment back, but if you want to withdraw money before maturity, then you can withdraw it in two and a half years. Do it later because after two and a half years you get 6.9% interest rate on withdrawal and no penalty is also imposed. If you withdraw on 1 year, you will not get the interest rate and penalty will be charged, similarly if you withdraw before two and a half years and after 1 year, you will not be given interest rate.
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Posted by ROHIT KUMAR
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✅ PM Dhan Laxmi Yojana 2022 Online Apply
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✅ Pradhan Mantri Awas Yojana – Urban & Gramin
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✅ PM Kisan app download 2022 | PM Kisan Samman Nidhi | Status check
The Kisan Vikas Patra Yojana is a scheme launched by the central government away from market risks that encourages investors to invest. Under this scheme, the investors get double the amount of investment, which is the biggest of the Kisan Vikas Patra Yojana Is a specialty.
Interest rate of up to 6.9 percent on Kisan Vikas Patra Yojana is given by the post office or bank.
The maturity period of Kisan Vikas Patra Yojana is 10 years 4 months i.e. 124 months in total. If you leave your investment amount for this time, then you get double your amount.
“No it is not” Any Indian citizen can invest under Kisan Vikas Patra Yojana.
Although the best period of withdrawal in Kisan Vikas Patra Yojana is maturity because on this period you get 2 times the amount of your investment back, but if you want to withdraw money before maturity, then you can withdraw it in two and a half years. Do it later because after two and a half years you get 6.9% interest rate on withdrawal and no penalty is also imposed. If you withdraw on 1 year, you will not get the interest rate and penalty will be charged, similarly if you withdraw before two and a half years and after 1 year, you will not be given interest rate.