Pradhan Mantri Vaya Vandana Yojana – (PMVVY Scheme) 2023?

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Pradhan Mantri Vaya Vandana Yojana 2023

Pradhan Mantri Vay Vandana Yojana was launched by the Government of India in May 2017 for senior citizens of the country, a pension scheme under which a monthly pension is given to senior citizens of 60 years or more . Under PM Vay Vandana scheme , senior citizens opt for monthly pension, they get 8% interest for 10 years. If citizens opt for annual pension option for 10 years, in this case they get 8.3% interest for 10 years. Are being given . Under the PMVVY scheme , senior citizens of the country get a substantial interest on their investment.

Pradhan Mantri Vaya Vandana Yojana 2023

Though the PM Vay Vandana Yojana is a social security scheme and pension scheme launched by the Government of India, but the Pradhan Mantri Vaya Vandana Yojana is operated by LIC . The maximum investment limit under the Pradhan Mantri Vaya Vandana Yojana has been increased to Rs 15 lakh, which was earlier up to seven lakh rupees. Prime adult Vandana plan senior citizens are the money a very good plan to secure their future, and today we Pradhan Mantri Vaya Vandana Yojana 2022 are provided full information, we PMVVY Scheme application, required documents, Will give all information related to eligibility, guidelines etc.

• ✅ Ujjwala Yojana 2.0

PM Vay Vandana scheme new update

The last date for investment under this scheme has been extended to 31 March 2023 by the Union Cabinet , which was earlier 31 March 2023 . Pradhan Mantri Vaya Vandana Yojana 2022 is operated by Life Insurance Corporation LIC which aims to provide pension to senior citizens of 60 years or more . Under the Pradhan Mantri Vaya Vandana Yojana , a fixed minimum pension is given on the basis of assured return on the purchase price membership amount.

Under this scheme, if senior citizens want a minimum pension of ₹ 12000 per year, then they have to invest ₹ 156658 and if they want a minimum pension of ₹ 1000 per month, they will have to invest ₹ 162162.

Pradhan Mantri Vaya Vandana Yojana 2022 Highlights
✅ Scheme Name	Pradhan Mantri Vay Vandana Yojana
✅ launched	By the government of India
✅ is being operated	By Life Insurance Corporation of India (LIC)
✅ beneficiaries	Every citizen of India
✅ Plan Type	Social Security Scheme and Pension Scheme
✅ benefits	Providing annual or monthly pension to senior citizens
✅ purpose	Securing the future of all and providing them a fixed pension amount on need.
✅ Official Website	Click Here
✅ can be invested	By 31 March 2023

Objectives of Prime Minister Vay Vandana Yojana

The main objective of the PM Vay Vandana Yojana is to provide pension to senior citizens of India as well as the pension is given to them with a good interest on the investment made by the citizens under this scheme which is the specialty of Pradhan Mantri Vaya Vandana Yojana 2022 . Senior citizens of the country will become self-reliant by taking advantage of the Pradhan Mantri Vay Vandana Yojana , as well as they do not need to be dependent on anyone else, taking advantage of this scheme will create a situation of financial independence among the senior citizens and also promote self-reliant India.

• ✅ Ujjwala Yojana 2.0

PMVVY Scheme 2023

Under Pradhan Mantri Vaya Vandana Yojana 2022 , senior citizens are empowered to invest up to a maximum of Rs 15 lakhs. Previously under PM Vay Vandana Yojana , earlier a family could invest up to seven lakhs but now it has been increased to Rs 15 lakhs per senior Citizen has been given, that is, if husband and wife want to invest Rs. 15 lakhs separately in a family, then it has also been allowed as per the new rule under the Pradhan Mantri Vaya Vandana Yojana.

PM Vay Vandana Scheme 2023 how much and how pension is received.

Under Pradhan Mantri Vaya Vandana Yojana 2022 , citizens can get pension ranging from ₹ 1000 to ₹ 10000 per month. If the prime minister adults Vandana plan until 10 years under the given fixed annual return of 8% on investments senior citizens to Maximum ₹ 10000 per month pension and Minimum ₹ 1000 pension per month is guaranteed to deliver. Actually, only the interest amount is received as pension under this scheme. Let us understand by example: –Suppose you have invested 15 lakh rupees under this scheme, according to this you will get an interest of ₹ 1,20000 in 1 year and if it is broken monthly then you will get 10-10 thousand rupees per month or quarterly 30-30 thousand rupees pension. Will be given as Or if the pension holder wants to take two payments in a year, then 60-60 thousand rupees will be given on 6 months.

• ✅ MY LPG GAS

PMVVY Scheme benefits on dropout

If a senior citizen wants to abandon the PMVVY Scheme or opt out of this scheme, he can withdraw his money even before the maturity of the scheme. If the pensioner suffers a serious illness before the maturity of the scheme and needs the money, in such a situation he will get back 98% of the total amount deposited by him. Also, if you run your account for 3 years under the Pradhan Mantri Vaya Vandana Yojana , then you will also be eligible to take a loan. Under this scheme, you can take 75% of the amount you deposited on the loan in 3 years, under this scheme, the interest on the loan will be fixed quarterly. Under the Pradhan Mantri Vay Vandana Yojana , you will be charged interest every 6 months till you repay the loan amount and this interest will be deducted from your pension account.

Pradhan Mantri Vaya Vandana Yojana 2023 Application form

Depending on the option you have selected in PMVVY Application Form , you will get 1 year, 6 months, 3 months or 1 month after depositing the amount of pension installment under PM Vay Vandana Yojana .
Interested beneficiaries of the country who want to apply under Pradhan Mantri Vaya Vandana Yojana 2022 can join PM Vay Vandana Yojana both online and offline . You can apply for PM Vay Vandana Yojana online by visiting the official website of LIC , if you want to apply offline then you can also apply offline by going to LIC branch. Before applying, make your contribution only once you read all the terms and conditions carefully.

PMVVY Scheme New update 2023

Under the Pradhan Mantri Vaya Vandana Yojana , amendments have been made by the government for those getting ₹ 1000 pension, under this scheme, a minimum investment of up to 1 lakh 62 thousand 162 will have to be made, then they will be able to get a pension of ₹ 1000 per month. Also, under the Pradhan Mantri Vaya Vandana Yojana, the policy period is 10 years and under this scheme 7.40% annual interest rate has been ensured for every policy sold till 31 March 2022 and accordingly pensioners are selected The option paid will be paid on a monthly, quarterly, half-yearly or yearly basis. The maximum pension under the PMVVY scheme is around Rs 9250 per month , ₹ 27750 on every quarter and ₹ 55500 on every half year and ₹ 111000 on every year. Provision has been made to pay pension till.

Pradhan Mantri Vaya Vandana Yojana 2023 Interest Rate

Pension option	Fixed interest rate
Monthly	7.40%
Quarter	7.45%
Half yearly	7.52%
Annual	7.60%

 

 

 

 

 

PMVVY Scheme Payment

Under the Pradhan Mantri Vaya Vandana Yojana , the process of both taking and paying pension is almost same. Under PM Vay Vandana scheme you can pay monthly, quarterly, half-yearly or annually, you can do this either through NEFT or by using Aadhaar Enable Payment System (AEPS) ↗️ .

Pension Receiving Options

• ✅  monthly
• ✅  quarter
• ✅  half year
• ✅ annually

Note: – Wherever you want to get the pension, you can select the option according to your wish and according to that you will be able to get the pension.

Pradhan Mantri Vaya Vandana Yojana 2023 Maturity Benefits

✅ If the pensioner remains alive on completion of 10 years of maturity of PM Vay Vandana Yojana , then pension will be given along with the entire amount.

• ✅ If the pensioner dies in the middle, the amount will be returned to his nominee.
• ✅ If the pensioner commits suicide, the deposited amount will be returned to the nominee added by him.

Pradhan Mantri Vay Vandana Yojana Loan Facility

If you want to take a loan under Pradhan Mantri Vaya Vandana Yojana 2023 , then it has also been provided under this policy, you have run your account for 3 years. After 3 years of the account, you can take 75% of the total amount paid as loan and you may have to charge interest rate up to 10%.

PMVVY Scheme Surrender Value

If a person is not able to pay the money under the Pradhan Mantri Vaya Vandana Yojana or he wants to leave this policy for some reason, then he can leave. In such a situation 98% of the total amount paid by the pensioner will be returned to them, as well as under this scheme, if you are not satisfied with its terms and conditions, then in such a situation, within 15 days after purchasing the policy offline, you You can return and all your money will be refunded, otherwise if you have purchased this policy online then you can return this policy within 30 days and the entire amount of payment made by you will be refunded to you.

Key facts of Pradhan Mantri Vaya Vandana Yojana 2023

• ✅ Under the Prime Minister Vay Vandana Yojana only senior citizens of the country, whose age is 60 or more than 60 years, can apply.
• ✅ No maximum age limit has been implemented under the PM Vyandana Yojana .
• ✅ Under this scheme, the maturity of the account will be in 10 years as well with a minimum pension of ₹ 1000 per month, 3000, 6000 rupees / half yearly, 12000 years, similarly for maximum investment of ₹ 30000 quarterly, ₹ 60000 half yearly and approx. There is a provision to give ₹ 111000 per year.
• ✅ Senior citizens can invest up to a maximum of Rs 15 lakh under the Prime Minister Vay Vandana Yojana .
• ✅ PMVVY Scheme scheme GST discharge plan that is you would not have to pay GST.
• ✅ PMVVY Scheme provides for old age income security for senior citizens.

Pmay List, iay.nic.in reports	Vidhwa Pension Yojana
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Pradhan Mantri Vay Vandana Yojana Essential Documents and Eligibility

• ✅ Applicant must be a permanent resident of India.
• ✅ Aadhaar Card
• ✅ PAN card
• ✅ bank account passbook
• ✅ passport size photo
• ✅ mobile number
• ✅ some personal information

How to apply for Pradhan Mantri Vaya Vandana Yojana 2023?

If you want to apply for Pradhan Mantri Vaya Vandana Yojana , then you can apply for it both online and offline.

PMVVY Scheme Online Application Process

• ✅ the earlier LIC will go to the official website, LIC to go to the website click here ↗️
• ✅ As soon as you go to the LIC website, its home page will open in front of you .
• ✅ On the home page you will see the option of registration, after selecting that option, you will have to make your application first.

• ✅ Now you have to go to the policy by section and select PMVVYScheme .

• ✅ As soon as you select PMVVY Scheme , the application form opens in front of you, in which you will have to enter all your information.

• ✅ After entering all the information, you have to upload the relevant document and then you have to submit the application form.
• ✅ As soon as you submit the application form, your registration will be done under Prime Minister Vay Vandana Yojana .

Note: – Before applying, you can get the necessary information by calling its helpline number and at the time of applying, you should read all the terms and conditions and make your contribution only if you understand it.

PMVVY Scheme Offline Application Process

• ✅ First of all, the applicant has to go to the nearest LIC branch and there you will have to contact the bank manager.
• ✅ You will talk to the officer, you will get the information of the necessary documents and will submit your application through offline.
• ✅ Through LIC Agent , your application will be made under this scheme and your verification will also be done by LIC Agent .

FAQ Pradhan Mantri Vaya Vandana Yojana 2023

Q 1. What is Pradhan Mantri Vaya Vandana Yojana?

Pradhan Mantri Vaya Vandana Yoj Na is a pension scheme launched by the central government with the help of LIC, under which people above 60 or over 60 years can apply.

Q 2. Who can apply for Prim  e Minister Vay Vandana Yojana?

PM Indian Vandana Scheme can be applied by any Indian citizen who is 60 or over 60 years of age, there is no limit on the maximum age.

Q 3. What is the benefit of surrendering PM Vyandana scheme?

If you want to surrender the Pradhan Mantri Vaya Vandana Yojana , you will get back 98% of the total investment you have made.

Q 4. Pradhan Mantri Vaya Vandana Yojana What will happen if the pensioner dies in the middle of the scheme?

In the Pradhan Mantri Vay Vandana Yojana , if the pensioner dies due to any reason or the pensioner commits suicide, in such a situation the nominee added by the pensioner will get the investment money.

Q 5. What are the necessary documents of Pradhan Mantri Vay Vandana Yojana?

Aadhar card, passport size photo, bank account passbook, PAN card, mobile number general information. pmvvy yojana, pmvvy yojana, pmvvy yojana, pmvvy yojana, pmvvy yojana, pmvvy yojana, pmvvy online , pmvvy online , pmvvy online , pmvvy online , pmvvy online , pmvvy online , pmvvy online , PM Vaya Vandana Yojana, PM Vaya Vandana Yojana, PM Vaya Vandana Yojana, PM Vaya Vandana Yojana pmvvy online , pmvvy online 

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Posted by ROHIT KUMAR

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