Pradhan mantri Jan dhan Yojana, Jan Dhan account

If your Jandhan Khata account (Jan Dhan Khata) was opened under Pradhanmantri Jan dhan Yojana , then you are going to get money in your account soon, the government had also promised to provide benefits to the Jan Dhan account holders while announcing the relief package under the Pradhan Mantri Garib Kalyan Yojana . 

PM Jan Dhan Account: If you have not even opened Jan Dhan Account, then open it today. Under this, the account holder gets a total benefit of Rs 1.30 lakh.

The government has started sending money to the Jan Dhan account of more than 20 crore women. If you too have got the money, you will not get the money till this date.

Why money will be given to Jan Dhan account holders?

This is in keeping with Finance Minister Nirmala Sitharaman law by Prime Minister poor welfare plans under the stimulus package announced went which said Prime Minister Jan Dhan account holders Government ₹ 500 will pay per month for the next 3 months.

That means the government will pay 1500 in your Jan Dhan account in the next 3 months. (Next we will know when and how much money will be sent to whose account)

Pradhan Mantri Jan Dhan Yojana: Under PM Jan Dhan Yojana, the account of the poor of the country is opened on zero balance in banks, post offices and nationalized banks. This is one of the most ambitious financial program of the government. Under this scheme poor person can easily open his bank account. Many types of financial benefits are available under this scheme. So let’s know about this plan.

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Will get 1.30 lakh rupees

In the account opened under the Pradhan Mantri Jan Dhan Yojana, the account holder gets a total benefit of Rs 1.30 lakh. Apart from this, accident insurance is also available in it. The account holder gets accident insurance of Rs 1,00,000 along with general insurance of Rs 30,000. In such a situation, if something untoward happens to an account holder, then Rs 30,000 is available. Even if the account holder dies in an accident, his family gets one lakh rupees

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Pradhanmantri Jan dhan Yojana was started with a section of the country which had no connection with banking.

The Jan Dhan Khata (Jan Dhan khata)  to be opened under Pradhanmantri Jan dhan Yojana (Pradhan Mantri Jan Dhan Yojana ) is an account that needs no maintenance and the government gives many benefits.

Pradhanmantri Jan dhan Yojana Highlits On Rahat Package 

SCHEME NAME	PM JAN DHAN YOJANA
LAUNCHED BY	PM MODI
ANNOUNCEMENT	IN LAUNCH OF RAHAT PACKAGE
BENEFITS	500 / MONTH FOR 3 MONTH
TOTAL AMOUNT GIVEN BY GOVT	1500 / – PER JAN DHAN ACCOUNT HOLDERS

Start of Jan Dhan Yojana. (Jandhan khata)

Pradhanmantri Jan Dhan Yojana (Pradhanmantri Jan dhan Yojana) was started by Prime Minister Shri Narendra Modi ji to connect every citizen of the country with the banking system , under which the process of opening Jan Dhan accounts (Jandhan khata) also started. The purpose of Pradhanmantri Jan dhan Yojana was to connect people who had not already opened a bank account.

Accounts opened under Jan Dhan Yojna can also be maintained with zero balance, along with accident insurance, overdraft facility, check book and ATM card facility.

Out of all the Jan Dhan accounts opened so far under Jan Dhan Yojna , 53% of the accounts have been women-only whereas 59% of the total accounts opened are from rural and town areas.

Pradhan Mantri Jan Dhan Yojana New Updates

As you all know, the beginning of Pradhan Mantri Jan Dhan Yojana was to connect every citizen of the country with banking facilities. Many citizens of the country have got benefits under this scheme. Now a new calling facility is being made available under the Pradhan Mantri Jan Dhan Yojana. Through this calling facility, account holders can get any type of information related to the account. This calling facility will be toll free and separate numbers will be made available for all the states of the country. Now account section can solve any problem sitting at home by contacting this toll free number. They will not need to go to the banks. This will save both time and money and bring transparency in the system

Facilities offered under Pradhan mantri Jan dhan Yojana.

If you also have a Jan Dhan account then the bank gives you a lot of facilities. One of the biggest convenience of the bank is the overdraft which can be given to women up to ₹ 10,000.

Along with this , Accidental insurance up to ₹ 100000 is also given free of cost to Jan Dhan account holders , even the ATM RuPay Debit Card is also provided to Jan Dhan account holders .

If an account holder wants to take a check book, it is also arranged by the bank but to get the facility of check book on Jan Dhan khata , you have to maintain it by keeping some money in your account for a few months.

Note: – If you do not keep your Jan Dhan khata for a few months, then some problem can be created by the bank in giving you the check book.

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1500 rupees will be deposited in all Jan Dhan accounts.

As we have told you in the beginning of this article that while announcing the relief package by the government, it has been told that the government will send Rs 1500 to Jan Dhan khata holders in the next 3 months.

The government has also started working on this statement and today i.e. on 3rd April, the first installment of ₹ 500 has been sent to the accounts of many Jan Dhan account holders.

When and how much money will come in Jan Dhan accounts?

Launching the relief package under the Pradhan Mantri Garib Kalyan Yojana , the government decided to give Rs 1500 to Jan Dhan khata holders, which will be given by the government in three installments.

That is, 500-500 rupees will be given to Jan Dhan account holders by the government for the next 3 months.

Note: – By launching a plan by the government, arrangements have been made to give money to all account holders on different days.

Message being sent by the government.

Messages are also being sent to the Jan Dhan account holders by the government, stating that under the Pradhan Mantri Garib Kalyan Yojana, ₹ 500 has been credited by the government to your account, to withdraw money, you should visit your nearest bank branch or ATM.

This type of message is being sent by the government which you can see below. 

Note: – If you have also received this type of message, then understand that ₹ 500 has been deposited in your account and two more such installments i.e. ₹ 1000 and will be deposited in your account in the next 2 months.

How to open Jan Dhan account under Pradhan Mantri Jan Dhan Yojana?

You can apply to open a Jan Dhan account by visiting any authorized bank. For this you will have to contact the bank or bank friend and through them you will be given Jan Dhan account form .

You will have to fill your information in the Jan Dhan account form and submit this form to the concerned officer, after submitting the form your Jan Dhan account will be opened.

To open a Jan Dhan account , you must have an Aadhaar card and a passport size photo .

Keep this in mind. Prime Minister’s Relief Package.

As you are being given this money by the government keeping in mind the corona virus lock down . You also know coronavirus is spread by contact with people. Therefore , an order has been issued by banks, keeping in mind that you can withdraw money from your account.

The bank is well aware that as soon as people come to know that money has started coming into their account, then they will first start crowding the branch.

For this reason, banks said that their services will continue, but there is a request to those people that if there is no need, do not rush, if the queue is made, then stand only by making a distance so that work can be done easily and Diseases such as coronaviruses also remain less susceptible to infection.

If there is a queue in the bank, then people stand at least 1 meter away, and as soon as the money is withdrawn from your account, you leave the branch and go to your work.

Note: – This ₹ 500 will be given by the government to every Jan Dhan account holders , no eligibility is required for this.

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Which Jan Dhan account will reach the money on which date.

A new way is being adopted by the government to send money, under which the last number of your account will tell when the money will come to your account.

• ✅ In those accounts whose last digit is 0 or 1 , the government will deposit the amount on 2 April and the account holders will get this amount on 3 April.
• ✅ Similarly , the first installment of ₹ 500 will be deposited by the government on April 3 in the account where the last digit is 2 or 3 and the money will be received by the account holders on April 4.
• ✅ The first installment of ₹ 500 will be deposited by the government in the account whose last digit is 4 or 5, and the account holders will be able to withdraw this money from April 7.
• ✅ If the last number of Jan Dhan khata is 6 or 7, then the first installment of ₹ 500 will be deposited by the government in that Jan Dhan account on April 5 and the account holders will be able to withdraw this money from April 8.
• ✅ If the last number of your Jan Dhan khata is 8 or 9 then the first installment of ₹ 500 will be deposited in your Jan Dhan account by the government on 6 April and you will be able to withdraw this money from 9 April.

FAQ Pradhan mantri Jan dhan Yojana

Q 1. What benefit did the government give to the Jan Dhan account holders in Bharat lock down?

In Bharat lock down , the government is giving a benefit of Rs 1500 to the Jan Dhan account holders, which will be given in 3 equal installments i.e. Rs 500-500 installments for the next 3 months.

Q 2. How much benefit did the government give under the relief package?

On March 25 , the relief package under the Prime Minister’s Poor Welfare Scheme was announced by Finance Minister Nirmala Sitharaman Ji . In which different benefits have been given to poor families, farmers, laborers, construction workers, beneficiaries of Pradhan Mantri Ujjwala Yojana, Jan Dhan Account holder, Pension holder etc.
You can read our article Relief Package for more information in this regard. Get information about the relief package by clicking here.

Q 3. Who will get 3 cylinders for free?

Free 3 cylinders will be given by the government to the beneficiaries of Pradhan Mantri Ujjwala Yojana . Now, how to get 3 cylinders for free and which beneficiaries will be given information by clicking here.

Q 4. How much money will the government give to the Jan Dhan account holders?

In this nationwide lock down , Prime Minister Jan Dhan account holders will be given a benefit of Rs 1500 by Prime Minister Shri Narendra Modi . Which will be given to the Jan Dhan account holders in 3 equal installments.

Q 5. What is the relief package?

Corona lockdown over Prime Minister and our Honorable Finance Minister Nirmala Sitharaman law by March 25, Prime Minister poor welfare plans under the stimulus went announced. Under which the objective was to provide financial assistance to fight coronavirus . Read full about relief package.

Q 6. What is Pradhan mantri Jan dhan Yojana?

Pradhan Mantri Jan-Dhan Yojana was launched by Prime Minister Shri Narendra Modi ji , which aims to provide banking facilities to people who have not yet opened a bank account. Jan Dhan khata is an account that can be opened from zero balance and does not even need to be maintained.

So far, more than one lakh crore has been deposited in the accounts opened under Jan Dhan khata, which has been revealed through RTI application.

Q 7. What are the benefits of Jan Dhan Account?

The biggest advantage of Jan Dhan khata is that it can be opened from zero balance and there is no need to maintain it either. There are many other benefits of this , under Jan Dhan khata , you get Accidental insurance up to Rs 1 lakh for free , plus women are also given the facility of ₹ 10000 over draft , RuPay under Jan Dhan khata ATM card and check book are also arranged.

Note: – In this article today, you got information about your Pradhanmantri Jan dhan Yojana (Pradhan Mantri Jan Dhan Yojana) as well as when and how much money will be given to Jan Dhan account holders .

If you want to ask or know anything in this regard, you can ask through comments.

Note: – We provide such information daily through our website liveyojana.com , so do not forget to follow our website.

Thanks for reading this article till the end…

Posted by ROHIT KUMAR

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FAQ Pradhan mantri Jan dhan Yojana, PMJDY