Sukanya Samriddhi Yojana (SSY) Scheme, Get ₹10000 per month?

This scheme was brought by the Modi government in 2015, through this scheme you can make your daughter a millionaire at the age of 25 years. The special thing about Sukanya Samriddhi Yojana is that in this account you have to deposit for up to 14 years.

In 14 years, the amount deposited is less than a quarter of 1 crore rupees, plus you can deposit the amount annually or monthly. The account of Sukanya Samriddhi Yojana will be matured only when your daughter’s age is 21 years.

Sukanya Samriddhi Yojana 

Moreover, if your daughter stays unmarried for 25 years, then she will continue to get interest rate on the deposited amount, so it is not a brilliant plan.

What is the interest rate right now?

If we talk about now, 8.5 percent interest rate is being given in Sukanya Samriddhi Yojana, along with revision of it every year.

In Sukanya Samriddhi Yojana, a maximum of 1.5 lakh rupees can be deposited in 1 year, in this scheme your daughter’s account will be able to be between 1 year to 10 years of age.

If you deposit 12,500 or 10,000 rupees per month for 14 years, then according to the current interest rate, your daughter will get Rs 7,799,280 when she turns 21 and kill if she remains 5 years and unmarried even after 21 years. He will get 10,808,700 rupees.

sukanya samriddhi yojana will get this big change now so 67,76,520 Rs

There is another way

Suppose if you deposit ₹ 10000 per month, then according to the current interest rate, the daughter of the answer will be 21 years old, then she will get ₹ 35 lakhs, women will get Rs. 10,179,417 for the year and if she is unmarried.

The amazing thing is that you are depositing only Rs 1,680,000 and you are getting so much return after 21 and 27 years, you have become your daughter millionaire, the minimum deposit in 1 year is ₹ 250.

Follow the steps given by us to download the mobile app:

• First of all you have to go to Google Play Store to download IPPB App
• Now you have to search IPPB Mobile APP .
• After searching you install it.
• After which your app will be SUCCESSFULLY DOWNLOAD . And all the related information will be visible on your mobile through the app and you will be able to transfer your amount easily through it.

These changes

1.  In Sukanya Samriddhi Yojana, you can deposit Rs 250 in a year and a maximum of Rs 1.5 lakh. Earlier it was such that your account was closed if even Rs 250 was not deposited, but now it will not happen. Now even if you do not reactivate your account, you can charge interest at the rate applicable on the deposit amount till the account maturity.
2.  In this scheme, there was a provision of tax exemption under 80C for the first two daughters having accounts, but this benefit was not given for the third daughter. However, apart from one daughter, you can now open an account for two more twin daughters as well. In addition, tax exemption will also be available.
3.  In Sukanya Samriddhi Yojana, earlier the daughter could operate her own account after the age of 10 years, but now it has been changed. Now the girl will be able to operate her account only after completing 18 years. Before this, only the parents of the daughters would operate the account.
4.  In this scheme, the account could be closed only after the daughter’s death or change of address due to any reason. Now in this, if the account holder gets any disease, even then the account can be closed.
5.  Let us tell you, under the new rule of this scheme, the provision of reversing the wrong interest in the account has been removed. Along with this, the annual interest of the account will also be credited at the end of every financial year.

Tax saving

It is a matter of account of that even after the maturity of this account, you do not have to pay any kind of pack, it is exempt from tax, ie tax free under Section 80C of Income Tax Act. Jai Yojana, ssy, ssy, ssy, ssy

• One can deposit from 1 thousand to 1 lakh fifty thousand rupees in a year in the name of daughter in Sukanya Samriddhi Yojana account.
• This money will have to be deposited only for 14 years from the date of account opening and this account will mature only when the daughter turns 21.
• Under the rules of the scheme, half the money can be withdrawn after the daughter turns 18.
• After 21 years, the account will be closed and the parent will get the money.
•  If the daughter gets married between 18 to 21 years, then the account will be closed at that time.
• If the payment is late in the account, then a penalty of only Rs 50 will be imposed.
• Apart from the post office, many government and private banks are also opening accounts under this scheme.
• Accounts under Sukanya Samriddhi Yojana will be exempted under Section 80-G of the Income Tax Act.
• Parents can also open two accounts for their two daughters.
• Parents will be able to open the third account only after giving the proof of twins. Parents will be able to transfer the account anywhere.

Under the scheme, if a person opens an account with Rs 1,000 a month in 2015, then he will have to deposit Rs 12 thousand every year for 14 years i.e. till 2028. At present, she will continue to get 8.6 percent interest every year, so when the girl child turns 21, she will get Rs 6,07,128. It is worth noting that in 14 years, the parent had to deposit a total of Rs 1.68 lakh in the account. The remaining Rs 4,39,128 is of interest. ssy ssy ssy ssy  ssy ssy ssy ssy ssy

How to RE-OPEN Sukanya Samriddhi Yojana Account again?

The government has started the Sukanya Samridhi Yojana for the bright future of the daughters, through which the parents of the daughter can deposit money for her according to their own and its starting has been kept from 250 to 1.5 lakh rupees . It is very important that if you open the account of Sukanya Samriddhi Yojana in any post office, then you will have to deposit money in it every year according to your status.

If you deposit an amount of Rs 250 , then you have to deposit the same amount every year. If you do not deposit the amount set by you in any year, then your account will be closed but you will be able to get this account re-opened. To activate the account again, you will have to go to the post office or bank, wherever you have your account. Now you have to fill the re-open form and deposit the remaining amount with penalty .

Example: For example, for 3 years, you have not deposited the amount of 500 rupees, which was fixed by you to put in the savings account. So you will have to deposit Rs 1500 for 3 years as well as a fine of Rs 50 every year. That is, (3 * 500 + 150 (three years fine) = 1500 + 150 = 1650) rupees will have to be deposited together.

IPPB (India Post Payments Bank) mobile app launched

This app has been started by the Indian Post Office to provide convenience to the citizens. Through which you will be able to easily transfer money from your mobile to your savings account. It can be used by those who have Core Banking (ie, which processes banking transactions on a day-to-day basis and updates accounts and records) enabled accounts. Your account should have pre-filled KYC (Know Your Consumer Form) and internet and mobile bank facility should be available in your account.

You can easily do your transaction work through IPPB mobile app, for which you have to open a digital account and download the mobile app, fill your login details and OTP and open the account and 4 digit MPIN (Mobile Banking Personal You can easily transfer money by setting up the Identification Number.
Download IPPB Mobile App

Note: – This news depends on the ongoing interest rate in Sukanya Samriddhi Yojana, if the interest rate is higher or lower in future, then the money received can also be more or less.

Note: – We give such articles daily through our website liveyojana.com , so you must follow our website.

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Posted by Govinda Rauniyar

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